Why Brokers Choose Bright

Real numbers. Real process. Real results.

Our Numbers, Publicly

We publish our operational metrics because we think you should know exactly what you're getting.

3 hrs

Average time from file handoff to initial disclosures delivered

24 hrs

Target time from complete file receipt to lender submission

Items in our pre-submission quality gate

States where Bright is currently licensed and operating

20+

Years of collective mortgage operations experience

Specialized desks in our processing pipeline (Disclosure, Submission, Processing, Closing, Post-Close, QC)

Last updated: February 2026

Six Desks. One Pipeline. Zero Gaps.

Every loan file passes through six specialized desks. Here's what happens at each one.

Disclosure Desk

Initial disclosures generated within 3 hours. Fee verification, government document orders, and file infrastructure setup.

Submission Desk

AUS execution, third-party service orders, and 87-item quality gate clearance before lender submission.

Processing Desk

Condition tracking from conditional approval through Clear-to-Close. Proactive borrower document collection and issue flagging.

Closing Desk

Closing Disclosure balancing across lender and title. Document ordering, pre-funding condition clearance, and wire coordination.

Post-Close Desk

Funding verification, file reconciliation, commission tracking, and quarterly archive management.

QC Desk

10-point quality review on every funded file. File completeness, condition clearance, CD accuracy, and SLA performance audit.

Where We Operate

Arizona

Active

Delaware

Active

Florida

Active

Idaho

Active

Louisiana

Active

Maine

Active

Michigan

Active

North Carolina

Active

Pennsylvania

Active

South Carolina

Active

Tennessee

Active

Texas

Active

Virginia

Active

Expanding to additional states in 2026. Contact us about your state.

Bright vs. The Alternatives

← Scroll to compare →

Feature	In-House Processor	Generic Outsourcer	Bright Processing
Disclosure SLA	Varies	24-48 hrs typical	3 hours
Pre-submission quality gate	Usually none	Basic checklist	87-item gate
Fee disclosure on LE		Depends
BYOP option	N/A	Rare
Dedicated team
Post-close QC	Rarely	Sometimes
Technology cost	You pay	You pay	Included
Volume flexibility

This comparison reflects Bright's standard service. Your experience may vary with other providers. View full pricing details →

See It For Yourself

15 minutes. We'll walk you through the platform, the process, and the pricing.